Fuliza m-pesa how to fuliza m-pesa

Fuliza m-pesa how to fuliza m-pesa – we have compiled you all you need to know about fuliza m-pesa how to fuliza, and get cash directly to your M-PESA account in simple steps. This is a service that allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their M-PESA account. There are many advantages of using fuliza loan compared to other mobile loans app and they include;

  • Every M-PESA registered line will be treated as a different account. Each mobile number will qualify for Fuliza M-PESA and will be awarded a limit. This limit will be reviewed every 3 months depending on your usage. 
  • An ssd code can be used to fuliza Dial *234# and Select Fuliza M-PESA to check your limit, balance, mini statement and opt-out option. Every time you transact using Fuliza, you will receive an SMS with the outstanding Fuliza amount. 
  • You can use fuliza as many times as needed as long as you are within the allocated Fuliza M-PESA limit. 
  • To grow fuliza limit Continue using Safaricom and M-PESA services frequently and repay Fuliza M-PESA on time by topping up your M-PESA account. 
  • Transaction limits from Kshs.1- 70,000/

How to fuliza m-pesa

  1. The first step to fuliza is to Dial *234# on your mobile phone.
  2. Select option 0, which is Fuliza M-Pesa.
  3. Next, select 1 which is yes
  4. Select 1 again to accept Fuliza M-Pesa’s terms.
  5. Your limit will be displayed to you.
  6. Remember you can also use News m-pesa app to fuliza

Fuliza services are available for;

  • Sending money to registered and unregistered mpesa users
  • Lipa na m-pesa paybil services
  • You cannot fuliza for paying loans, agent and ATM withdrawals and airtime purchases

interest rates

You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-PESA transaction charges apply.

BandTariffPromotional Tariff for 30 day from launch
0 -100One-time fee of Ksh 2.4One-time fee of Ksh 0
101-500Ksh 6 per day
501-1000Ksh 12 per day
1001-1500Ksh 24 per day
1501-2500Ksh 30 per day
2501-70000Ksh 36 per day

How to repay fuliza

Any funds received or deposited in your M-PESA account will automatically be used to clear your outstanding Fuliza M-PESA. You will not have access to your Fuliza M-PESA limit if you have any unpaid balance after day 30. This will however be restored on full repayment of your Fuliza balance.


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