Fuliza m-pesa how to fuliza m-pesa – we have compiled you all you need to know about fuliza m-pesa how to fuliza, and get cash directly to your M-PESA account in simple steps. This is a service that allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their M-PESA account. There are many advantages of using fuliza loan compared to other mobile loans app and they include;
- Every M-PESA registered line will be treated as a different account. Each mobile number will qualify for Fuliza M-PESA and will be awarded a limit. This limit will be reviewed every 3 months depending on your usage.
- An ssd code can be used to fuliza Dial *234# and Select Fuliza M-PESA to check your limit, balance, mini statement and opt-out option. Every time you transact using Fuliza, you will receive an SMS with the outstanding Fuliza amount.
- You can use fuliza as many times as needed as long as you are within the allocated Fuliza M-PESA limit.
- To grow fuliza limit Continue using Safaricom and M-PESA services frequently and repay Fuliza M-PESA on time by topping up your M-PESA account.
- Transaction limits from Kshs.1- 70,000/
How to fuliza m-pesa
- The first step to fuliza is to Dial *234# on your mobile phone.
- Select option 0, which is Fuliza M-Pesa.
- Next, select 1 which is yes
- Select 1 again to accept Fuliza M-Pesa’s terms.
- Your limit will be displayed to you.
- Remember you can also use News m-pesa app to fuliza
Fuliza services are available for;
- Sending money to registered and unregistered mpesa users
- Lipa na m-pesa paybil services
- You cannot fuliza for paying loans, agent and ATM withdrawals and airtime purchases
interest rates
You will be charged 1% access fee and a maintenance fee on the outstanding balance as per below table. Normal M-PESA transaction charges apply.
Band | Tariff | Promotional Tariff for 30 day from launch |
0 -100 | One-time fee of Ksh 2.4 | One-time fee of Ksh 0 |
101-500 | Ksh 6 per day | |
501-1000 | Ksh 12 per day | |
1001-1500 | Ksh 24 per day | |
1501-2500 | Ksh 30 per day | |
2501-70000 | Ksh 36 per day |

How to repay fuliza
Any funds received or deposited in your M-PESA account will automatically be used to clear your outstanding Fuliza M-PESA. You will not have access to your Fuliza M-PESA limit if you have any unpaid balance after day 30. This will however be restored on full repayment of your Fuliza balance.
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